Pennywick app icon

Budget & Receipts,
kept private.

Snap a bill, track every expense, and watch your savings goals grow — all on your device. No accounts, no ads, no data leaving your phone.

Pennywick overview screen showing monthly net, income and expenses
Overview
Spending insights with trend chart and category breakdown
Insights
Transaction ledger grouped by day
Ledger
Savings goals with progress rings
Goals

Everything a budget needs. Nothing it doesn't.

Scan any receipt

Point your camera at a bill and Pennywick reads the total, merchant, and category for you — then lets you confirm before it saves.

See where it goes

Spending trends, category breakdowns, and expected-vs-actual budgets make it obvious where your money is really going.

Reach your goals

Set savings goals, track progress with clean rings, and keep a savings streak going month after month.

Multi-currency

Spent in HUF but budget in EUR? Pennywick handles foreign-currency receipts and converts them cleanly.

Your money stays your business.

Pennywick stores your transactions, budgets, and receipts on your device. There are no user accounts, no ad tracking, and no third-party analytics. The only time anything optionally leaves your phone is a single line of receipt text (never the photo) for categorization — and only if on-device intelligence isn't available and you've explicitly turned it on.

Read the full privacy policy